We have developed a specialized Asset All Risk type wording which caters for retailers of wood, plastic and metal products. Content is insured on an all risk basis with certain exclusions.

Covers include office comprehensive (full value); theft (limited to R50 000); transit (limited to R50 000); accounts receivable; accidental damage (limited to R50 000); D I C. Loss of profits will follow this section while other sections will be quoted on separately and will follow the standard WRA Commercial wording.

Examples of businesses underwritten by WRA in this area:
• All retail risks involving the wood, plastic and metal industries
• Independent furniture shops
• Furniture chain stores
• Antique furniture dealers
• Hardware stores with a majority wood trade
• Steel merchants